Repayment calculator
Keen to get ahead? Find out how much your home loan repayments could be and how much you could save if you make extra repayments.
Your home loan
Loan term of: years
Your result
Your estimated repayments
Total interest payable
Total loan repayments
Based on interest rate
Important information
Calculations are estimates and provided as a guide only and do not represent a quote or pre-qualification for a loan. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. If an offer is made, the specific details of your loan will be set out in your loan contract. Terms and conditions will also be set out in the loan contract.
The calculator does not take into account your personal financial circumstances. Before you act on the results of the calculator, please consider if the results are right for you. If you need more information, please contact us. You should seek independent legal and financial advice before applying for a loan.
Assumptions:
- Choosing fortnightly or weekly repayments will in effect give you an extra repayment every year. The calculated monthly repayment is either halved and paid towards your loan fortnightly or quartered and paid towards your loan every week. The extra amount paid and frequency increase, reduces the loan term and total interest paid.
- Interest rates remain the same for the term of the loan, whereas interest rates are subject to change.
- We haven't included any fees and charges that may apply.
- We've rounded the amounts, with most amounts rounded to the nearest dollar.
- Repayments are payable and interest is charged monthly and on the same day. Under a loan contract, the interest calculation takes into account the actual length of each month so is slightly different.
Interest rate
The default rate is the current rate for our Low Deposit Home Loan. You can enter any interest rate in this field, with a maximum of 15.00%.
Total interest payable
The amount of interest payable over the term of the loan is based on the loan amount, loan term, interest rate, repayment frequency and repayment amount selected.
Total loan repayments
This is the total amount of principal and interest repayments you would make based on the loan amount, loan term and interest rate selected.
Your estimated repayments
The estimated repayment is based on the loan amount, loan term and interest rate selected. The repayment is rounded to the nearest dollar. If you have entered an additional repayment amount, that amount is added to your estimated repayment amount.
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What next?
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How much can I borrow?
By giving us a few basic details, we can tell you how much you may be able to borrow.
How much can I borrow? -
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Thinking about refinancing?
Read more about what to consider and the refinancing process.
Read our refinancing guide
