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  1. How much can I borrow?
  2. Pre-qualification
  3. Application
  4. Consultation
  5. Conditional Approval
View progress
Back to website
How much can I borrow?
  • How much can I borrow?
  • Pre-qualification
  • Application
  • Consultation
  • Conditional Approval
View progress

Do I qualify for a loan?

Your suitability
Prefill to save time

Your suitability

What is the purpose of this home loan?
Are you applying for this home loan just for you or with someone else?
Is the second applicant your partner?
Are you and any other applicant an Australian Citizen or Permanent Resident?
Are you or any other applicant currently living in, or planning to live in, Western Australia?
Do you and any other applicant currently own/part-own any other home or land?
Have you or any other applicant been bankrupt?

You may still be eligible even if you or any other applicant has been bankrupt, depending on when your bankruptcy was discharged.

Has it been discharged more than two years ago?
Do you or any other applicant have outstanding defaults or court judgements?

You may still be eligible if you have an outstanding default on your credit file depending on the amount and type of default.

Are you or any other applicant a farmer or rural/regional business owner wanting a loan to assist with the housing requirements of yourselves or an employee?

Please fill out our contact us form and we will contact you within 48 hours.

Do you intend to live in the property for the duration of your Keystart loan?

Help

Disclaimer

This range is based on the current standard variable rate for our Low Deposit Home Loan. For comparison rates and rates for our other loan products, see Compare our home loans.

Your guide to buying a home of your own.

Buying your first home is a huge step. Read our guide to buying your own home to help you prepare.