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Our vision
To make the dream of affordable home ownership a reality for more people.
To make the dream of affordable home ownership a reality for more people.
To provide transitional finance solutions for affordable home ownership in a sustainable way for the benefit of our community.
We want to set our customers up for success. We take our responsible lending obligations seriously as we want to provide our customers with the required level of financial comfort when meeting home loan repayments. We check every applicant's situation carefully to ensure that our customers will be able to afford home loan repayments without getting into financial difficulty.
Keystart began in 1989 as an initiative of the WA State Government. The relationship has continued over time with ongoing support from successive State Governments. We are a private organisation with one shareholder, the Housing Authority.
We operate under an independent Board.
We are proud to have helped over 118,000 Western Australians on their home ownership journey. We continue to support our local community through our partnerships with Perth Wildcats, Relationships Australia WA and numerous WA charities. Our industry connections
are strengthened through our corporate partners including Housing Industry Association, Master Builder Association, Real Estate Institute of WA, Mortgage & Finance Association of Australia and the Chamber of Commerce and Industry of WA.
Keystart funds the home loans it provides from a number of sources. Predominately this is through the Western Australian Treasury Corporation, which is the State government's central financial services provider, working with its clients to assist them to achieve sound financial risk management outcomes. Other sources of funding include private sector financial institutions. In 2016 Keystart partnered with Bendigo and Adelaide Bank who acquired part of Keystart's loan portfolio via equitable assignment.
We wish to acknowledge the Traditional Custodians of the land we operate on, the Whadjuk people of the Noongar nation. We also wish to acknowledge and respect their continuing culture and the contribution they make to the life of this city and region.
Keystart's Innovate Reconciliation Action Plan (RAP) was launched in August 2024, marking a significant milestone in the organisation’s reconciliation journey. We recognise the importance of embracing reconciliation as an integral part of our corporate identity and operations.
Our Innovate RAP seeks to reaffirm our formal commitment to reconciliation, by
Our aim is to deliver better outcomes for Aboriginal and Torres Strait Islander peoples through: