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Property price limits up to $730,000.
Our property price limits and income limits have increased. With our low deposit and no lender's mortgage insurance, now is the time to be your own landlord. Limits vary between loan products and locations.
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We help you on your home ownership journey.
Buying a home is one of the biggest decisions you'll ever make. We've put together resources to help you along your homeownership journey.
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How balanced is your life?
Explore our interactive Wheel of Wellbeing quiz and evaluate the five key areas of your life. You'll receive personalised recommendations and gain insights to bring balance to your busy world.
Have you booked your free financial coaching?
Join hundreds of Keystart customers who’ve found peace of mind through expert confidential coaching, available online or by phone with flexible scheduling. Only available to Keystart customers.
Not sure where to start?
Tell us where you are in your home loan journey to guides that are right for you.
Get into a home of your own sooner.
Find out how much you can borrow to get started.
Why we’re different.
- Low deposit home loans.
- No lender’s mortgage insurance.
- Refinance whenever you’re ready.
What we’re not.
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Profit driven
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A bank
Compare our home loans
All our home loans offer low entry costs. Click on the card to read more.
Loan repayment amounts
Loan repayment amounts shown are based on a simplified amortised schedule of repayments model. Actual loan repayments are subject to various internal and external factors including (but not limited to) changes in interest rates, fees and taxes. In particular, the model cannot predict future interest rates and therefore assumes the current variable rate for the remainder of the loan period.
Comparison rate
Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Download our app
There can be a lot to navigate on your home ownership journey. Don't worry! We’re here to guide you along through your expedition. Our app is for Keystart customers only.
Still unsure?
Getting your own home is an exciting time. Whether you’re buying your first home, or just making your next move, owning a home is one of the biggest investments you’ll ever make. Find helpful guides and resources for every step of the way.
I don’t know where to start